Payment Processing

High Performance multi-threaded processing. Works efficiently with small and large batch files, from files containing hundreds of transactions to files containing hundreds of thousands of transactions.

Third Party Processing

Having little to no credit card processing history can make getting a merchant account a challenge. Which is why we offer third party merchant accounts. Third party merchant processing helps merchants accept credit card payments on their behalf until merchants are ready to start processing on their own.

Online Reporting

View and manage your account activity wherever you are. No need to wait for a statement. Our real-time online reporting tool keeps the information you need at your fingertips.

E-Commerce Gateway

Process all major credit and debit card payments from anywhere on the globe securely and in real-time online. Multi-Currency support.

E-Checks (Check 21)

Benefit from Check 21, a federal law which makes check processing faster and more efficient. Our solution delivers digital checks to your bank aggregating payments for a variety of different markets, so you get your money quickly.

Check Guarantee Services

Verify checks on the spot and reduce risk from fraudulent and returned checks. Accept checks with confidence.

Wireless and Internet Payments

Increase sales, save time, and reduce operating expenses with wireless credit card processing. Our small, portable system allows you to accept credit cards whenever you are without a phone line. Reduce the amount of cash you handle while reducing the risk of taking stolen or fraudulent cards.

Promotional Card

Market your business using promotional gift cards.
Use this extra incentive to close more sales and to ensure customer loyalty.

Examples Include:

• Spend $100 in November & get a $20 gift card.
• The first 50 customers this Saturday get a $10 gift card.
• Finance $1000 and receive a $100 gift card
• Bring this card into our store January 30th and find out if it’s worth $5, $50 or $500!
• Buy a regular-priced suit in April and get a $100 gift card.

With a minimum order of just 100 cards, you have the flexibility to create a promotional card for every one of your marketing initiatives.

MOTO PROCESSING

MOTO, which stands for Mail Order/Telephone Order, still offers many solutions for merchants who work from home or use catalogs and telemarketing as a major part of their business.

As much as consumers rely on the Internet to go shopping, pay their bills and manage accounts, the days of telephone credit card processing are far from over.

Offering flexible payment options is crucial to customer satisfaction, and many businesses must still consider those customers who may not be Internet-savvy, or who are still hesitant to enter their sensitive information on the Internet. This fear is completely understandable, as electronic theft becomes more and more complex with growing technologies.

Telephone credit card processing and MOTO processing solutions offer a convenient, reliable way for consumers to make secure payments. In addition, merchants can increase sales while significantly reducing costs, especially if online processing options are not within their means or budget.

Virtual Terminal

While online credit card processing may not be the right solution for every business, credit card processing is certainly a smart choice for any merchant with a need to increase sales and improve customer service. Merchants who work from home or do not have a brick-and-mortar facility to physically swipe cards need an easy, efficient way to accept credit cards for increased sales. A secure virtual terminal allows merchants to manually enter credit card information into their system for MOTO transactions. Virtual terminal features include batch upload options, which help to streamline the process for quicker transactions.

High Performance multi-threaded processing. Works efficiently with small and large batch files, from files containing hundreds of transactions to files containing hundreds of thousands of transactions.

Fast, Secure POS Systems For Efficient Point-Of-Sale Transaction

POS processing solutions are ideal for businesses seeking secure,efficient credit card authorization at the point of sale.

* Authorize credit cards, debit cards and checks almost instantly
* Choose from a variety of POS software and processing equipment that best fits your needs
* Increase security with PCI-compliant processing solutions.

Rapid Dispute Resolution (RDR)

How RDR Works
RDR is enabled in Visa issuers’ dispute management platform, Visa Resolve Online (VROL). Once a transaction dispute is submitted into VROL, it is automatically reviewed by the RDR decision engine embedded in the Verifi platform, and a decision is made to resolve based on pre-set, seller-defined rules and attributes. Qualifying disputes are automatically resolved and funds are moved from the seller’s acquirer to the issuer.

Example scenario of RDR in action: A seller has determined that fraud disputes under a certain value, e.g. $20, should be typically refunded. The seller will simply define one rule for both fraud disputes in Visa dispute category 10.X – fraud and disputes equal to or less than $20. When a dispute is submitted that is categorized as fraud and is valued at $20 or less, RDR will immediately trigger a resolution, and Visa will notify the acquirer on existing rails to automatically move funds to the issuer for that transaction.

In real time, all parties along the payment chain are made aware of the resolution, and the process of moving funds from acquirer to issuer is initiated. From this point on, the process requires no manual review or any kind of action on the seller’s part.